When you really need a good loan, Erica is there to help you get it!

Take a look at what people are saying about Erica

Erica will not rest until you get the loan you want. Area Realtors know that if they recommend Erica to their clients, they can sleep at night knowing they are in the care of someone who is both caring and extremely competent in getting the job done.

A loan preapproval by Erica is considered the "Gold Standard" throughout the real estate community. This earns tremendous credibility for her customers when they make an offer to purchase a home. This is because the other real estate agents know Erica will come through.

Erica invites phone inquiries from borrowers wanting to be pre-qualified for a home purchase as well as refinance clients who need help paying off debt. Please call also if you feel you have special circumstances such as nontraditional income or less than perfect credit.

Call Erica today for conventional, jumbo or government loans including: 100 percent financing, FHA, VA, Cal Vet, PERS, Reverse Mortgages, 2nd's, Low Doc, and No Doc loans. We are also approved for various first-time home buyer programs and income based down-payment assistance programs.

Call 805 541-5353 or 800-549-5353 and ask for Erica.

Erica is proud to be associated with Pacific Capital Mortgage... the hardest working loan company in the business!