Chrys knows it's a jungle out there for anybody buying a home these days! Getting your offer accepted in your financing in place ahead of other buyers can be a challenge to say the least. The right loan agent can make all the difference.

Chrys is a problem solver. These skills were developed during her 12 year tenure as an account executive in radio, where she created advertising and promotional campaigns for local businesses. She came away with great appreciation of the diverse ways in which people create income and find success. The key to her own approach is respect for the customer’s intelligence.

A loan agent since 1994, she is focused on keeping the lending process smooth and painless for every borrower. Refinance clients as well as homebuyers will appreciate the attention she gives each borrower's personal situation. When you do business with Chrys, you'll end up with a great loan, a good investment and peace of mind.

Chrys is a swimming and tennis enthusiast to say she wants to play in your team! She invites phone inquiries from borrowers wanting to be pre-qualified for a home purchase as well as refinance clients who need help paying off debt. Please call also if you feel you have special circumstances such as nontraditional income or less than perfect credit.

Call crests for conventional, jumbo or government loans including: 100 percent financing, FHA, VA, Cal Vet, PERS, Reverse Mortgages, 2nd's, Low Doc, and No Doc loans. We are also approved for various first-time home buyer programs and income based down-payment assistance programs.

Call 805 541-5353 or 800-549-5353 and ask for Chrys Barnes.

Chrys is proud to be associated with Pacific Capital Mortgage... the hardest working loan agent in the business!